Hi @LoveableLass - we deliberately keep each regular payment pattern separate at the moment and we treat them as unique ‘bills’.
We reason we currently do this is because when the same company is paid multiple times, for the examples we see it’s often for different arrangements, contracts or policies. Common examples we see are mobile phone contracts, insurance policies, car tax payments etc.
This means they might have different renewal dates or they cover different products. Sometimes the payments may be taken on different days in the month for example.
We instead let you setup as many product cards as you like. So for example - we often see people who have multiple pets may have a card for each Pet. I have a card named ‘Oreo’s Insurance ’ and one for 'Lotty’s Insurance ’ for example
That way you can track exactly how much you are paying for pet and when the renewal date is. The notes section on each item can be used for information about that policy like claims that have been made etc.
Coming in our next big app release (and our Beta users already have access to this), is that you can then also setup a custom spending category for ‘Pets’ so all your spending to cover all pet spending can be grouped together.
I hope that helps explain why we’ve currently designed it they way we have?