Joined the forum for this (related to thread) suggestion.
I share a flat with a friend and manage our joint expenses. In particular, they pay me their share rent on the 1st of every month by standing order, and I pay our combined rent to our landlord on the 15th of the month.
I automatically put both these transactions (one income, one outgoing) into a custom “Rent” category, so that it clearly nets out my rent spend as being my share of the rent. And I like seeing how my spending on groceries, takeaway and bills etc weighs up next to my rent.
The problem is that, given the timings, I spend half the month with “negative spend” because I’m paid by my flatmate on the 1st before that money all goes out, along with my share, on the 15th. This is displayed on the chart as just being 0 until it goes positive.
This makes my month-on-month comparison a bit annoying, because I can’t really see what’s going on in the first half of the month ever.
I see two ways to fix my problem in-app at the moment, but neither is great:
I could exclude both these transactions each month, but that would require me to go back and do then manually and also keep doing it in future. Feels like too much work personally.
I could label them as either “income” or “internal transfers” in order to exclude them each month automatically – but then they are lumped in with other internal transfers and income and that ruins the numbers on those.
The best solution would be if this threads suggestion was reality – if I could simply exclude my custom Rent category from my spend analysis. Then I’d still see it down there for comparison, but my charts would show my non-rent spending over the course of the month.
Of course another suggestion would be to make my housemate send me the rent on the 15th, but that then runs the risk of it arriving late with me and failing to pay our rent on time…