Hi @Tommyp we have to rely on transaction ID numbers to store data against. Those IDs change on pending transactions and in some cases those IDs don’t exist at all when pending.
We can’t rely on ‘Vendor’ because for some banks the payment description changes between when it’s pending to when it becomes booked. Sometimes materially so, depending on the bank. We can’t even rely on amount, because again it can change for some banks.
With the specific bank you use, you might not see these changes in your own transactions. As this is one of the Open Banking standards that is not enforced across all banks. Our solutions have to work for the 60+ connections we support and the tens of millions of global merchants that we get transactions for.
As I explain above - to work around all these challenges, right now all we do is show the pending transactions the bank is reporting and each time we refresh your account we throw those pending items away and get new ones.
Paul